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Millions of South Africans may not be aware of money owed to them as a result of retirement savings they have not claimed.

This is money that they saved through contributions to their retirement funds during their working years, says retirement fund Liberty.

A trace is an attempt to locate an individual who needs to be contacted but appears to be no longer residing at their last known address, or with whom contact has been lost for some reason. These individuals are known as ‘gone-always.